1300 893 199

Settlement Advances Calculator

60
$5,000
$500,000

Standard Rates

VIP Rates*

Example Advance up to 60 Days1

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Costs & Charges

Fast Funding in 24 - 48 Hours with No Hidden Fees!

There are no hidden fees or charges to be found, just a simple one-off credit fee on the amount you are borrowing2.

  • Advance from $5,000 to $5,000,000
  • Up to 80% LVR ratio
  • No hidden fees or charges
  • No Application Fees
  • No Admin Fees
  • Simple one-off credit fee2

Settlement Advance Costs Chart - Examples up to 60 Days

Example Borrow Repay
Preparing for Sale Costs $10,000 $10,600
Property Advertising Costs $15,000 $15,900
Pre-Sale Property Repairs $25,000 $26,500
Deposit for New Property $80,000 $84,800
Bid at Auction for Property $150,000 $159,000
Purchase Property $500,000+ VIP Rates*

Frequently Asked Questions

How long can I borrow the funds?

The loan term is set up to run until your property settlement date, which is usually within 30 to 60 days from the start date of your advance with us.

Settlement advances are short term equity loans, used to bridge the gap - much like short term bridging loans - until your property settlement date.

What is the LVR ratio on your settlement advances?

The maximum LVR ratio is 80% of your property value1 with the maximum loan amount capped at $5,000,000.

What is the maximum I can advance on my property value?

The maximum amount you could advance with us, will depend on your property value1.

You could borrow a maximum of 80% LVR of your property value with a maximum amount, set at $5,000,000.

How are the costs and charges calculated?

The costs are calculated, based on a one-off credit fee at the time you sign your advance agreement with us, with a monthly interest charge2 on the amount of money you are borrowing. There are no hidden fees or charges to worry about.

Is there any application fee or any admin fees?

There is no application or admin fee with our pre-settlement loans.

How can I qualify for the VIP rates?

This is determined by the amount you need to advance. Our VIP rates start when you advance $500,000 or more with us.

Please apply online or contact us on 1300 893 199 for more details.

What is the 'One-off Credit Fee'?

The 'One-off Credit Fee' is calculated at the time you sign your advance agreement with us, with a monthly interest charge2 on the amount of money you are borrowing. So you can see upfront what your advance will cost you - with no hidden fees or charges to worry about.

Is there any early repayment penalty?

No, there is not. You can repay in full at any time without penalty.

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