There are no hidden fees or charges to be found, just a simple one-off credit fee on the amount you are borrowing2.
* Contact us, complete the short enquiry form to get started, or give us a call to learn more about our VIP Rates for larger loans.
1 Advances are subject to assessment and approval criteria. Advances can range from $5,000 up to $5,000,000 or the available equity in your property(80% property value) minus fees.
2 Interest on overdue amounts will be charged at a rate of 1.5% of the outstanding amount payable on the 61st day and then every 30 days after the due date.
Example | Borrow | Repay |
---|---|---|
Preparing for Sale Costs | $10,000 | $10,600 |
Property Advertising Costs | $15,000 | $15,900 |
Pre-Sale Property Repairs | $25,000 | $26,500 |
Deposit for New Property | $80,000 | $84,800 |
Bid at Auction for Property | $150,000 | $159,000 |
Purchase Property | $500,000+ | VIP Rates* |
* Contact us, complete the short enquiry form to get started, or give us a call to learn more about our VIP Rates for larger loans.
1 Advances are subject to assessment and approval criteria. Advances can range from $5,000 up to $5,000,000 or the available equity in your property(80% property value) minus fees.
2 Interest on overdue amounts will be charged at a rate of 1.5% of the outstanding amount payable on the 61st day and then every 30 days after the due date.
The loan term is set up to run until your property settlement date, which is usually within 30 to 60 days from the start date of your advance with us.
Settlement advances are short term equity loans, used to bridge the gap - much like short term bridging loans - until your property settlement date.
The maximum LVR ratio is 80% of your property value1 with the maximum loan amount capped at $5,000,000.
The maximum amount you could advance with us, will depend on your property value1.
You could borrow a maximum of 80% LVR of your property value with a maximum amount, set at $5,000,000.
The costs are calculated, based on a one-off credit fee at the time you sign your advance agreement with us, with a monthly interest charge2 on the amount of money you are borrowing. There are no hidden fees or charges to worry about.
There is no application or admin fee with our pre-settlement loans.
This is determined by the amount you need to advance. Our VIP rates start when you advance $500,000 or more with us.
Please apply online or contact us on 1300 893 199 for more details.
The 'One-off Credit Fee' is calculated at the time you sign your advance agreement with us, with a monthly interest charge2 on the amount of money you are borrowing. So you can see upfront what your advance will cost you - with no hidden fees or charges to worry about.
No, there is not. You can repay in full at any time without penalty.
* Contact us, complete the short enquiry form to get started, or give us a call to learn more about our VIP Rates for larger loans.
1 Advances are subject to assessment and approval criteria. Advances can range from $5,000 up to $5,000,000 or the available equity in your property(80% property value) minus fees.
2 Interest on overdue amounts will be charged at a rate of 1.5% of the outstanding amount payable on the 61st day and then every 30 days after the due date.